Unofficial 401k Page for
Titan Systems, DBA
(visit semi-Official Performance Report)

This page was researched and built on my own time.  Neither DBA Systems nor Titan is responsible for the information herein.  To the best of my knowledge and ability it is accurate and available from public sources.  Any mistakes are purely my own.  (Well, I'll let Yahoo!, Stockmaster, etc., take the blame should they display incorrect data when you link to one of their pages.)

"I ain't a lawyer, I ain't an accountant, and I ain't gonna pretend to be one.  You gets what you pays for."

invisible text -- Rich Franzen    myHome

Plan Features for DBA
(there is some variance within Titan divisions)

401k Administrator  =   T. Rowe Price
  • 15% max employee contribution
  •  5% max company match (100% on 1st 5%)
  • employee contribution unconstrained
  • employee contrib. is fully vested
  • 50% of company match to TTN stock
  • 5 years to full vesting
  • borrow up to 50% of vested funds ($50,000 max)
  • only 1 loan at a time

    •     5 year repayment, normal loan
       10 year repayment, home loan
  • profit sharing to Employee Stock Ownership Plan (ESOP)
  • investment education from TRP
  • 24\7 800-number for account info
  • web access to account
  • no separate record keeper
    		•
    transfer:   6 June 2000
    TSCXX:   $ 1.00  SB
    PTRAX:     9.92  SB
    PRFDX:    24.68  SB
    PREIX:    39.30  SB
    PEXMX:    13.67  SB
    PRITX:    18.42  SB

    ESOP:   29 June 2000
      TTN:    $ 6.2742
    		 available:   28 Aug 2000
    svtf_:    $ 1.00
    PHYAX:     10.20
    PRSIX:     13.46
    TRPBX:     16.90
    TRSGX:     20.63
    PRSGX:     19.06
    PRREX:      9.09
    RPMGX:     45.28
    PRSVX:     20.28
    JAWWX:     79.03
    JAMRX:     44.04
    PRSCX:     68.03
      TTN:     22.00
    semi-Official Performance Report

    Fund Comparisons

    The following tables display information concerning the funds available to DBA (and most Titan Employees).  The final fund menu is quite large (19 choices).  One way to cope with this many choices is to adopt an investment style.

    Style 1:  don't bother me, just try to make me money!
    Choose one of the "lifestyle" funds.  These are balanced funds, with a bit of conservatism built in.  Depending on which fund you choose, there is a different ratio of fixed-income versus equity (stocks).  Three of these funds make up TRP's "Personal Strategy" suite.  The fourth, Spectrum Growth Fund, is conservative in that it is a fund made up of other mutual funds.

    Style 2:  index it!
    Choose one or both of the index funds.  The Equity Index Fund tries to track the performance of the S&P 500, which are the largest public companies in the USA.  The Extended Equity Market Index Fund tries to track the performance of the Wilshire 4500.  These are small to mid-cap US companies which are not included in the S&P 500.  By choosing both, your investment follows a "total market" approach for US funds.

    Style 3:  I'll do it myself, thank you!
    Choose what seems good to you.  You do your own research, have your own ideas, and now have 19 funds to implement your own strategy.

    Static information below is current as of 31 Dec 2000.
    Get current fund info by clicking 1st part of fund name.
    Get "official" fund info by clicking middle part of name.
    Get current Morningstar info by clicking X.
    Get comparitive charts by clicking Funds.
    Comparitive and money fund charts are courtesy of Stockmaster.
    Other chart info is courtesy of Yahoo!.

    Personal Strategy ("Lifestyle")  Funds
    PS Income Fund  PR SI X PS Balanced Fund  TR PB X
    total
    return
    28 Aug 2000
    1 Jan 1998
    total
    return
    28 Aug 2000
    1 Jan 1998
  • 1 year ave return:     6.59
  • 3 year ave return:     7.72
  • Total expense ratio:   0.90%
  • Morningstar rating:    ***
  • Last income (13 Dec): $0.29
    •
  • 1 year ave return:     5.60%
  • 3 year ave return:     9.10%
  • Total expense ratio:   0.98%
  • Morningstar rating:    ***
  • Last income (13 Dec): $0.84
    •
    PS Growth Fund  TR SG X Spectrum Growth Fund  PR SG X
    total
    return
    28 Aug 2000
    1 Jan 1998
    total
    return
    28 Aug 2000
    1 Jan 1998
  • 1 year ave return:     4.70%
  • 3 year ave return:    10.43%
  • Total expense ratio:   1.10%
  • Morningstar rating:    ****
  • Last income (13 Dec): $1.43
    •
  • 1 year ave return:     0.11%
  • 3 year ave return:    11.22%
  • Total expense ratio:   0.00% *
  • Morningstar rating:    ***
  • Last income (13 Dec): $1.97

    •  * fees derive from component funds

    TRP Index  Funds
    PR EI X PE XM X
    total
    return
    6 June 2000
    1 Jan 1998
    total
    return
    6 June 2000
    11 May 1998
  • 1 year ave return:    -9.30%
  • 3 year ave return:    11.97%
  • Total expense ratio:   0.40%
  • Morningstar rating:    ****
  • Last income (13 Dec):  $0.14
    •
  • 1 year ave return:   -15.58%
  • 3 year ave return:    **.na%
  • Total expense ratio:   0.40%
  • Morningstar rating:    -nr-
  • Last income (13 Dec): $0.76
    •

    Money Funds
    (statistics as of 30 Sep 2000)
    Summit Cash Reserves
    TS CX X    		 Stable Value Trust Fund
    (not a mutual fund)
    $1.00 total
    return
    6 June 2000
    1 Jan 1998
    		$1.00
  • 1 year ave return:    6.16%
  • 3 year ave return:    5.48%
  • Total expense ratio:  0.45%
    •
  • 1 year ave return:     6.00%
  • 3 year ave return:     5.95%
  • Total expense ratio:   0.45%
    •

    PIMCO  Bond Funds
    Total Return  PT RA X High Yield  PH YA X
    total
    return
    6 June 2000
    1 Jan 1998
    total
    return
    28 Aug 2000
    1 Jan 1998
  • 1 year ave return:    11.83
  • 3 year ave return:     6.80
  • Total expense ratio:   0.68%
  • Morningstar rating:    ****
  • Last income (29 Dec): $0.06
    •
  • 1 year ave return:    -0.66%
  • 3 year ave return:     2.69%
  • Total expense ratio:   0.75%
  • Morningstar rating:    ***
  • Last income (29 Dec): $0.08
    •

    TRP
    Equity Income   PR FD X
    total
    return
    6 June 2000
    1 Jan 1998
  • 1 year ave return:    13.12%
  • 3 year ave return:     8.66%
  • Total expense ratio:   0.77%
  • Morningstar rating:    ****
  • Last income (13 Dec): $2.06
    •
    UAM Heitman
    Real Estate Fund   PR RE X
    total
    return
    28 Aug 2000
    1 Jan 1998
  • 1 year ave return:    24.90%
  • 3 year ave return:     1.57%
  • Total expense ratio:   1.25%
  • Morningstar rating:    **
  • Last income (19 Dec): $0.11
    •

    Mid-Cap Growth Fund
    RP MG X
    total
    return
    28 Aug 2000
    1 Jan 1998
  • 1 year ave return:     7.43%
  • 3 year ave return:    17.50%
  • Total expense ratio:   0.87%
  • Morningstar rating:    ****
  • Last income (13 Dec): $3.27
    •
    Small-Cap Value Fund
    PR SV X
    total
    return
    28 Aug 2000
    1 Jan 1998
  • 1 year ave return:    19.77%
  • 3 year ave return:     1.99%
  • Total expense ratio:   0.92%
  • Morningstar rating:    ***
  • Last income (13 Dec): $1.88
    •

    International and Global Stock  Funds
    TRP International  PR IT X Janus Worldwide  JA WW X
    total
    return
    6 June 2000
    1 Jan 1998
    total
    return
    28 Aug 2000
    1 Jan 1998
  • 1 year ave return:   -17.09
  • 3 year ave return:     9.03
  • Total expense ratio:   0.85%
  • Morningstar rating:    ***
  • Last income (13 Dec):  $1.27
    •
  • 1 year ave return:   -16.87%
  • 3 year ave return:    19.81%
  • Total expense ratio:   0.88%
  • Morningstar rating:    *****
  • Last income (15 Dec): $6.92
    •

    Science and Technology Fund
    PR SC X
    total
    return
    28 Aug 2000
    1 Jan 1998
  • 1 year ave return:    -34.19%
  • 3 year ave return:     23.48%
  • Total expense ratio:    0.87%
  • Morningstar rating:     ****
  • Last income (13 Dec):  $7.37
    •
    Janus Mercury Fund
    JA MR X
    total
    return
    28 Aug 2000
    1 Jan 1998
  • 1 year ave return:   -22.75%
  • 3 year ave return:    33.91%
  • Total expense ratio:   0.91%
  • Morningstar rating:    *****
  • Last income (15 Dec): $4.44
    •

    Titan Stock Fund
    TTN
    total
    return
    28 Aug 2000
    1 Jan 1998
  • 1 year ave return:   -65.65
  • 3 year ave return:    37.62%
  • Total expense ratio:   0.00
    •

    Related Links:

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    Accesses since 2 March 1999
    Page last updated on 28 January 2001

    Versions:   Apr00   Sep99   Feb99