The Visible Policy, 'Policy Data Page 2'

Unofficial Reproduction of Policy Data Page 2 [merged with 'Page 2 (Cont.)']

INSURED --	RICHARD W FRANZEN	spacer	AGE 42 MALE

POLICY NUMBER --	## ### ###		CLASS OF RISK - STANDARD (NON-SMOKER DISCOUNT)

POLICY DATE --	MAY 10, 1996		DATE OF ISSUE DATE OF JUNE 19, 1996

OWNER --	INSURED

PLAN	WHOLE LIFE WITH OPTION TO PURCHASE PAID-UP ADDITIONS (OPP)

AMOUNT	FACE AMOUNT	$100,000.00

BENEFICIARY (subject to change)	FIRST -- ###### #######, ###### OF INSURED

SEE CONTINUATION OF PAGE 2

{merged below}

`PREMIUM SCHEDULE PREMIUMS PAYABLE`	`AT ANNUAL`	`INTERVALS AS FOLLOWS` (Premium includes the following amounts for any supplementary benefits)

`BEGINNING AS OF MO. DAY YR. 5-10-1996`	`TOTAL PREMIUM $1,764.00`	`PAYABLE FOR REMAINDER OF INSURED'S LIFE.`

THE EXPENSE CHARGE APPLIED TO ALL PAYMENTS MADE UNDER THE OPTION TO PURCHASE PAID-UP ADDITIONS (OPP) RIDER WILL NOT EXCEED 3%. THE ANNUAL PREMIUM AMOUNT, WHICH IS BASED ON A STANDARD CLASS OF RISK AND REFERRED TO IN THE OPTION TO PURCHASE PAID UP ADDITIONS RIDER IS $2,242.00.

THE INTEREST RATE REFERRED TO IN THE BASIS OF COMPUTATION SECTION IS 4.5% PER YEAR.

POLICY DATA PAGE 2 9550-2 NEW YORK LIFE INSURANCE COMPANY

100% Unapproved -- No content within The Visible Policy is authorized or verified by NYL -- 100% Unapproved

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No content within The Visible Policy has been approved, authorized, or verified by New York Life or any of its representatives. I have attempted to fairly and accurately portray the policy, but there are likely to be mistakes. Over time, I shall endeavor to correct any misinformation found herein.